[blomkruka]

Fick ett bjudtips från en kompis. Detta ska tydligen vara ett alternativ till paypal.

Någon som testat? Vad tror ni om detta?

http://blog.dwolla.com/its-instant/

Dwolla gives everyone the ability to exchange money without paying interchange (credit card fees). This is the core reason our network was created and we’ve grown considerably by concentrating on solving that single issue.

High fees, while exchanging money, is a pain point that millions of people share.

However, as we began solving that pain point, we began to realize just how fundamentally broken the whole system is, and that the fees levied were in place to subsidize the costs of an expensive legacy architecture that is over 50-years old. Consumers are losing their identities as merchants are eating the costs of compliance, and we are all paying the price:

Why should you exchange your financial well-being for a latte every time you swipe your card?
Why do billion dollar industries, which feed off of securing the financial information inside credit card transactions, need to exist if the data doesn’t need to be there?
Why should transactions under $10 be considered “cost-prohibitive” for merchants?
Why do you need a Harvard MBA to understand the fees?
Why are there so many costs?
Why can’t members be in control of their information?

So we built Dwolla, a new network that allows people to exchange money without bringing in the fees of other payment options. We deconstructed the rails, changed the game, and built our own.

How? We removed the threat of credit card fraud, built unique privacy controls, created new security standards, eliminated financial information from transactions, integrated new social technologies, and provided the nation with its lowest-cost sustainable payment network. More importantly, we created a company dedicated to finding and solving pain points.

Creating a transaction that bypassed the current networks and avoided their fees was step one.

Today, it’s time to solve another pain point, but this time it’s one of our own.